BankID, Freja+ and SverigeID: electronic ID in Sweden

How to get BankID, what the alternatives are (Freja+, SverigeID) and what to do while you still have no personnummer.

Why it matters so much

With an electronic ID (e-legitimation) you can sign and log in to almost everything: Skatteverket, Försäkringskassan, Arbetsförmedlingen, your company, healthcare. Without one, you can still do everything, but the slow way: paper, queues and offices.

From 1 January 2026, state authorities must offer login with both BankID and Freja+, except for special reasons.

The four state-approved options

The agency Digg approves electronic IDs but does not issue them. There are four:

Not every one works for every service: sometimes the provider decides which ones it accepts.

BankID

• Personnummer → bank account → BankID. Each bank has its own process.

• Variants: a mobile app (mobilt BankID), a card with a reader, or a computer program.

• That is why a block at the bank locks you out of digital Sweden. See our guide on Swedish ID cards for the state alternative.

Freja+: the door for those without BankID

• You download the app and register with an approved ID document and a photo.

• For the plus level you must scan your passport or verify your identity at an ATG agent. To use it abroad, you must activate it at an ATG agent.

• With a samordningsnummer it works if it is verified and you appear in the population register, or were deregistered less than three years ago.

• Skatteverket suggests it for logging in to the "Flytta till Sverige" service if you have no other ID. See how to get a personnummer.

SverigeID: the state's e-ID (from 1 December 2026)

• The Police issue it, at the highest assurance level, and it will also be valid in the EU.

• Swedish citizens: it is added when applying for the nationellt id-kort. Cards issued before 1 December do not include it.

• Registered residents without Swedish citizenship: it comes inside the new Police ID card. Appointments only on 114 14 from 1 November, and applications at some police stations from 1 December.

⚠️ Security warning

Neither authorities, banks, serious companies nor the issuers of electronic IDs ever call to ask you to identify yourself. Only fraudsters do.

• If you get such a call: hang up and call the official number yourself.

• Your e-ID and its codes are the key to your money and your data: protect them like your passport.